What $650K Gets You in Harmony Lakes Davie

What does $650,000 actually buy in Davie, Florida in 2026?

I’m Anthony Spitaleri, a Davie native and Broker Associate with Coldwell Banker. I tour Davie homes across price points so my buyers walk into showings with real context, not Zillow estimates. The video above walks through a current Davie listing in Harmony Lakes that hits the $650,000 mark, with my honest read on what you get, what you give up, and how the same money compares across other Davie communities.

The home in the video tour

The property is a 1997 built one story single family home with four bedrooms and two full bathrooms across 1,910 square feet of living space. It sits on a less than quarter acre lot with a two car attached garage, paver driveway, and a free form fenced in ground pool in the back. Construction is concrete block, the layout is open concept with multiple sliders that connect the interior to the outdoor entertaining space, and the primary suite walks directly out to the backyard.

Interior finishes are clean and current:

• White cabinetry in the kitchen with solid surface countertops and stainless steel appliances
• Low maintenance tile and luxury vinyl flooring throughout
• Primary suite with large walk in closet, dual sinks, separate soaking tub, and step in shower
• Eight room layout including formal living, dining, family room, and four bedrooms
• Central air and heating

Property level numbers buyers ask about up front:

• Listing price: $649,900
• Price per square foot: about $340 on living area
• Year built: 1997
• Lot: less than one quarter acre
• HOA: $300 quarterly ($100 per month)
• Property taxes (estimated): $13,073 annually
• Days on market: 24 days as of this tour
• Subdivision: Village at Harmony Lake
• Listing brokerage: HomeSmart (this is not my listing — to schedule a private showing of this specific property, the listing brokerage represents the seller directly, or I can show you as a buyer’s agent)

Address for reference: 1414 E Harmony Lake Circle, Davie, FL 33324.

The community: Harmony Lakes and The Village at Harmony Lake

Harmony Lakes is a central west Davie residential community that started developing in the late 1980s and built out through the 1990s. The Village at Harmony Lake is the larger subdivision that the home in the video sits inside. The naming gets used interchangeably across listing platforms, but the practical answer for buyers is that you’re shopping a single connected Davie neighborhood bounded roughly by Nob Hill Road, Hiatus Road, Griffin Road, and the I-595 corridor.

Location markers within five to ten minutes:

• Town of Davie civic center along Orange Drive
• Tree Tops Park, one of the larger Broward County parks
• Pine Island Park for recreation and community events
• Bergeron Rodeo Grounds, the symbol of Davie’s cowboy town identity
• Davie Town Hall at 6591 Orange Drive
• I-595 access for Fort Lauderdale and Fort Lauderdale International Airport commuting
• Sawgrass Mills retail corridor within fifteen minutes
• Nova Southeastern University campus
• University Drive corridor for daily shopping

Community amenities inside Harmony Lakes / Village at Harmony Lake:

• Community pool
• Tennis courts
• Basketball courts and half court
• Walking trails with fitness stations
• Playground
• Lake views from select home sites
• Handball courts at the central park

The HOA structure is light compared to gated estate communities. $300 per quarter delivers pool access, common area maintenance, and the amenity package. There’s no manned guardhouse. The community is residential in feel, not country club.

What $650K buys in Harmony Lakes compared to other Davie communities

This is the question I get asked the most by relocation buyers and Broward east side buyers who are moving west for schools and lot size. Here’s the honest read on Davie inventory at the $625,000 to $700,000 price band.

Inside Harmony Lakes / Village at Harmony Lake right now, active single family inventory in this price range includes homes from the high $500s to the low $700s for three to four bedroom layouts roughly in the 1,600 to 2,200 square foot band. The video tour home at $649,900 sits in the middle of that range and includes the pool, which is a meaningful differentiator at this price.

Other Davie communities at the same price point that you should know if you are shopping the $650K band:

• Forest Ridge: gated central Davie community, similar 1990s construction, HOA includes guard gate and resort amenities, typically commands a small premium for the gated infrastructure
• Hawkes Bluff: established Davie neighborhood with mature trees, larger lots in some pockets, similar Western High School zoning
• Shenandoah: equestrian friendly Davie pocket with larger lots, no HOA in some sections, the trade off is older homes
• Silver Lakes: lake oriented community near Nova Southeastern, family demographic, Indian Ridge Middle / Western High zoning
• Rolling Hills: closer to Hollywood with hilly terrain and golf course adjacency in some sections

The Davie buyers who choose Harmony Lakes over these are usually deciding for one of three reasons. First, the HOA is light at $100 per month versus $300 plus in the gated alternatives. Second, the school zoning combination of Fox Trail, Indian Ridge, and Western is locked in for the whole neighborhood. Third, the community amenity package gives families pool, tennis, and basketball without the country club price tag.

Schools assigned to Harmony Lakes

This matters more in Davie than any other single factor at the $650K price point. The school zoning at this address:

• Fox Trail Elementary: located at 1250 South Nob Hill Road, GreatSchools rating 8 out of 10, ranked in the upper third of Florida elementary schools by US News, 1,130 student enrollment, PK through 5
• Indian Ridge Middle School: a Broward County Public Schools middle school in the Western High feeder zone
• Western High School: the main Davie feeder high school, located on Flamingo Road, established and consistent academic record

Compared to the Cypress Bay High School zone in Weston that I covered in a separate post, Western High posts solid steady results without the elite feeder reputation that drives Weston prices higher. For Davie buyers who want strong schools without paying the Weston premium, this zone is the answer.

Property taxes and the Davie reality

The estimated property taxes on the video tour home are $13,073 annually. That’s roughly 2 percent of the listing price, which is in line with Broward County’s effective property tax burden for primary residences without the homestead exemption applied yet. Buyers should expect that number to drop materially once they file for homestead exemption after closing as a primary residence, and Florida’s Save Our Homes cap will slow tax growth in subsequent years.

For investors or second home buyers who can’t apply homestead, the $13K annual tax line is the real number. Worth modeling into your monthly payment alongside HOA, insurance, and mortgage.

Insurance and the 1997 build year

This home was built in 1997, which means it predates Florida’s post Hurricane Andrew building code updates that came into full effect in 2002. Buyers should ask the listing agent for the four point inspection report, roof age, and any wind mitigation features (hurricane shutters, impact windows on some elevations, accordion shutters). Insurance carriers in Florida price aggressively against pre 2002 construction without verified wind mitigation upgrades.

This is a meaningful question to answer before you write an offer at this price point. I can recommend a Davie focused insurance broker who can quote the home against your specific buyer profile before due diligence ends.

Who Harmony Lakes is right for

The Davie buyer who lands well at Harmony Lakes is usually one of these profiles:

• Family relocating from the Northeast or California who wants a single story pool home in a four bedroom configuration with strong Broward public school zoning, without the gated estate price premium of Long Lake Ranches or Ivanhoe Estates
• Move up Davie buyer trading a starter home in a less central pocket of Davie or Cooper City for a pool home and the Harmony Lakes amenity package
• Empty nester or right sizer wanting a one story floor plan in a Davie community with managed amenities but no country club HOA load
• Cypress Bay alternative shopper who toured Weston, decided the HOA structure and townhouse layouts didn’t fit, and pivoted to Davie for the larger feel at similar dollars

Who Davie’s other communities serve better

The honest counter case. If you fall into one of these buckets, look beyond Harmony Lakes:

• No HOA priority: Shenandoah and parts of Davie’s agricultural zones west of University Drive offer no HOA inventory with larger lots. The trade off is older construction and less manicured streetscape.
• Equestrian needs: Long Lake Ranches, Forest Ridge in select pockets, and the Davie A-1 agricultural zoning corridors allow horses, sheds, and the bridle path lifestyle. Harmony Lakes does not.
• Gated estate experience: Long Lake Ranches, Hawkes Bluff Estates, and Ivanhoe Estates deliver gated infrastructure with larger homes and stronger resale predictability in the $1M to $3M range.
• Brand new construction: there’s no new construction inside Harmony Lakes since the community built out in the late 1990s. If new build is the priority, Davie’s options shift to redevelopment infill in central pockets or to Cooper City and Pembroke Pines further south.

Frequently asked questions

What is the median home price in Harmony Lakes Davie?

Per public market data, the Village at Harmony Lake median list price runs in the $490,000 range when townhomes and smaller single family layouts are included. Single family detached homes with pool and four bedrooms typically trade in the $600,000 to $750,000 band depending on lot, condition, and updates.

What schools does Harmony Lakes Davie zone to?

Fox Trail Elementary, Indian Ridge Middle School, and Western High School. Fox Trail carries a GreatSchools rating of 8 out of 10 and is ranked in the upper third of Florida elementary schools by US News.

Is Harmony Lakes a gated community?

Harmony Lakes and The Village at Harmony Lake are not guard gated. The community is residential single family with HOA managed amenities including pool, tennis, basketball, walking trails, and playground. The HOA fee is $300 per quarter for the community covered in this tour.

What’s the HOA fee in Harmony Lakes Davie?

The home shown in the video tour carries a $300 quarterly HOA, which works out to $100 per month. The HOA covers community amenity access and common area maintenance. Specific HOA fees vary by section within the broader Village at Harmony Lake community.

Can I tour this exact home if I’m working with you as my buyer’s agent?

Yes. The home is listed by HomeSmart and is on the open market. As a Davie focused buyer’s agent, I can schedule a private showing for you at 1414 E Harmony Lake Circle and walk you through the comparison against other Davie inventory in your price band before you write an offer. The buyer’s agent commission on this transaction is paid through the listing side per standard MLS rules.

What other Davie communities should I tour if I like this home?

Forest Ridge, Hawkes Bluff, Silver Lakes, and Rolling Hills sit in a similar Davie buyer profile at this price band. Each trades off differently on HOA structure, school zoning, lot size, and gated versus non gated infrastructure. A Davie strategy call walks through which fits your specific needs.

Watch the home tour and book a Davie strategy call

The video at the top of this post walks the property in detail. If you’re shopping Davie at $650K and want a real conversation about what fits your buyer profile across all the communities I just listed, schedule a free 15 minute Davie strategy call. I’ll pull the active inventory in your specific price band and school zone before we get on the call so we use the time on decisions, not data gathering.

Anthony Spitaleri
Living in Davie Florida
954-235-5783
Davie, Florida
livingindavieflorida.com

About Anthony Spitaleri

Anthony Spitaleri is a Broker Associate with Coldwell Banker, the largest residential real estate brand in the world, with over 3,000 offices globally and a 116-year track record. A Davie native who returned home in 2025 after 13 years in Miami Beach, Anthony specializes in luxury homes and estates above $1 million, acreage and equestrian properties with no HOA, and relocation buyers moving to Davie from out of state. He created livingindavieflorida.com, the most comprehensive Davie real estate resource available, featuring in-depth guides for all 52 Davie neighborhoods, original weekly market data, interactive tools, and a 24/7 AI concierge. Anthony has been licensed in real estate since 2013 (BK3281907), is a Certified Strategic Coach through Coaching Services International (CSI), an active member of the Davie Cooper City Chamber of Commerce, and a weekly volunteer at Bit by Bit Therapeutic Riding Center in Davie.