Hurricane Season Davie Florida

Hurricane season in Davie, Florida runs June 1 through November 30, according to the National Hurricane Center. Davie sits inland in Broward County, but that does not make it low risk. Flooding, wind damage, and canal overflow are real threats here.

When Does Hurricane Season Start and End in Davie, FL?

Hurricane season officially runs June 1 through November 30 each year, according to NOAA’s National Hurricane Center. For Davie residents, the highest-risk window is August through October, when sea surface temperatures in the Atlantic peak and storm activity intensifies. The National Hurricane Center begins issuing outlooks on May 15, giving homeowners a two-week head start before the season opens.

Peak season is not the only time to pay attention. Hurricane Andrew made landfall in South Florida on August 24, 1992, during a season that produced only seven named storms total, according to the NHC storm report. That storm caused catastrophic damage across Broward and Miami-Dade counties and remains the benchmark for what a quiet year can still deliver.

The 1991 to 2020 historical average, according to NOAA climatology data, is 14 named storms, 7 hurricanes, and 3 major hurricanes per season. Near-average does not mean low-risk for South Florida.

Is Davie, FL at High Risk for Hurricane Damage?

Davie faces meaningful risk from flooding, wind, and rapid storm intensification, even though it sits roughly 10 miles inland from the Atlantic coast. The town sits between 9 and 26 feet above sea level, and its network of drainage canals can overflow quickly when a storm stalls over Broward County. That flooding risk is local and specific.

Storm surge from a major hurricane making landfall near Fort Lauderdale or Miami can push water inland through those same canal systems. The South Florida Water Management District manages water levels countywide, but a fast-moving or stalled storm can outpace that infrastructure.

Wind is also a factor. Broward County sits in a high-wind zone, with FEMA and ASCE wind maps designating South Florida for design winds of 130 to 150 mph. Homes without impact windows or shutters face real exposure.

What Are the Biggest Flood Risks in Davie Neighborhoods?

Neighborhoods near the South New River Canal, the C-11 basin, and low-lying areas west of I-595 carry the highest flood exposure in Davie, according to Broward County flood zone maps. FEMA flood zone maps show portions of Davie in Zone AE, which is a high-risk designation requiring flood insurance for federally backed mortgages. You can verify your property’s zone at the FEMA Flood Map Service Center.

Standard homeowners insurance does not cover flood damage, according to FEMA and NFIP guidelines. That is a separate policy, typically through the National Flood Insurance Program. Many Davie homeowners learn this after a storm, which is the wrong time to learn it.

The Broward County Property Appraiser is the fastest way to pull your parcel details, current flood zone designation, and assessed value in one place.

How Should Davie Homeowners Prepare for the 2026 Hurricane Season?

Start with your insurance coverage before June 1. Confirm you have a separate flood policy if your property sits in a FEMA-designated flood zone. Review your hurricane deductible, which in Florida is typically calculated as a percentage of your insured dwelling value, not a flat dollar amount, according to the Florida Office of Insurance Regulation.

After insurance, focus on the structure. Impact windows and doors are the most effective single upgrade for wind protection. If you have accordion or panel shutters, test them now. Hardware corrodes in South Florida’s salt air and a shutter that jams during a storm is useless.

The Town of Davie Emergency Management page publishes local shelter locations, evacuation zones, and sandbag distribution sites. Bookmark it and share it with anyone in your household who might need it.

How Does Hurricane Season Affect Buying or Selling a Home in Davie?

Hurricane season does create friction in the Davie real estate market, but it does not stop transactions. As Anthony Spitaleri, Broker Associate and Davie real estate specialist, sees it consistently: buyers who ignore insurance costs during due diligence are the ones who get surprised at closing. Florida’s homeowners insurance market has contracted significantly over the past three years, and Broward County premiums reflect that. A 2% hurricane deductible on a $600,000 home means $12,000 out of pocket before standard coverage applies, according to the Florida Office of Insurance Regulation.

Sellers should have their four-point inspection and wind mitigation report current before listing. Those two documents directly affect what a buyer’s insurer will quote, and a clean wind mitigation report can meaningfully lower the buyer’s annual premium. That makes your home easier to close.

For buyers relocating to Davie, insurance quotes should be part of your due diligence before you make an offer, not after. If you want a breakdown of what to look at in a Davie home purchase, the Davie Real Estate Guide on this site covers it in detail.

You can also review how Davie compares to nearby Broward communities in the Relocation Guide.

About the Author

Anthony Spitaleri is a Broker Associate and REALTOR at EXP Realty, licensed since 2013 with over a decade of South Florida real estate experience. He is a Davie native who returned home in 2025 after 13 years working in the Miami market and now specializes in Davie single-family homes with a systems-based approach to buying and selling.

FAQ: Hurricane Season in Davie, Florida

When does hurricane season start and end in Davie, FL?

Hurricane season runs June 1 through November 30 every year, according to NOAA’s National Hurricane Center. The NHC begins issuing seasonal outlooks on May 15. Peak activity in South Florida typically falls between August and October.

Does standard homeowners insurance cover hurricane damage in Davie?

Wind damage from a hurricane is generally covered under a standard homeowners policy in Florida, subject to a separate hurricane deductible, according to the Florida Office of Insurance Regulation. Flood damage is not covered and requires a separate flood insurance policy through NFIP or a private carrier. Many Davie homeowners discover this gap after a storm.

What is a hurricane deductible and how does it work in Florida?

Florida hurricane deductibles are calculated as a percentage of your home’s insured value, commonly 2% or 5%, according to the Florida Office of Insurance Regulation. On a $500,000 insured dwelling, a 2% deductible means you pay the first $10,000 of a covered hurricane loss before your insurance kicks in. That number scales directly with your dwelling coverage amount.

How do I find my flood zone in Davie, FL?

Enter your address into the FEMA Flood Map Service Center at msc.fema.gov. You can also cross-reference your parcel details through the Broward County Property Appraiser at bcpa.net to confirm flood zone designation. Updated FEMA flood maps for Davie became effective July 31, 2024.

Does hurricane season affect home prices in Davie?

It adds friction, not necessarily price drops, according to Anthony Spitaleri, Davie real estate specialist. Insurance costs have become a real factor in buyer affordability calculations across Broward County. Sellers with current wind mitigation reports and impact protection in place are better positioned because they reduce the insurance cost burden for incoming buyers.

If you are buying or selling in Davie and want to understand how insurance costs factor into your specific situation, book a strategy call at https://bit.ly/daviestrategycall.