Sell or Rent Your Weston FL Home? The 2026 Tax Math
Should you sell or rent out your Weston, Florida home?
Whether to sell or rent your Weston, Florida home turns on three tax rules, not the monthly rent. Renting ends your homestead protection, so the county reassesses the home at full market value the next January 1 and your tax bill climbs. Rent past three years and you can lose the federal capital gains exclusion of up to $500,000. Weston single family homes sold at a median of $915,000 in the first half of 2026, per my MLS pull.
If you are moving up, downsizing, or leaving Weston (ZIP codes 33326, 33327, and 33331), you have two real options for the home you own now. Sell it, or keep it and rent it out. Most owners run the rent number first. That is the wrong place to start.
I pulled six years of closed single family sales for Weston from the MLS, and the pattern is clear. The median single family home in Weston, Florida sold for $915,000 in the first half of 2026, based on first party MLS data. On a home near that value, the three tax rules below move more money than a year of rent ever will.
| Year | Weston single family closed sales | Median sale price | Median days on market | Source |
|—|—|—|—|—|
| 2021 | 1,059 | $675,000 | 12 | my MLS pull |
| 2022 | 681 | $865,000 | 13 | my MLS pull |
| 2023 | 547 | $850,000 | 21 | my MLS pull |
| 2024 | 544 | $950,000 | 24 | my MLS pull |
| 2025 | 551 | $948,000 | 42 | my MLS pull |
| 2026 (first half) | 289 | $915,000 | 40 | my MLS pull |
Source: my own MLS pull of closed Weston single family sales, dated July 29, 2026. The 2026 figures cover January through June. The Weston single family median is up about 35.6 percent since 2021.
Renting resets your property taxes, and that is the number owners miss
Here is what happens the day your Weston home stops being your homestead. You lose the Save Our Homes cap that held your assessed value increases to 3 percent a year, and you lose the $50,000 homestead exemption, both confirmed on the Broward County Property Appraiser site. The county then reassesses the home at full market value the following January 1.
If you have owned the home for years, your assessed value is probably well below market, and closing that gap in one step can raise your tax bill by a large amount. That higher bill is now a permanent line in your rental math for as long as the home is a rental. Confirm your own assessed value and your current cap with the Broward County Property Appraiser before you assume anything.
This is the step owners skip. They compare today’s homesteaded tax bill against the rent. The honest comparison uses the reassessed bill, because that is the bill you will actually pay as a landlord.
The capital gains clock is already running
Florida has no state income tax, but the federal capital gains rules still apply when you sell. Under Section 121, if the Weston home was your primary residence for at least two of the last five years, you can exclude up to $250,000 of gain from tax when you file single, and up to $500,000 when you are married filing jointly. That two of five year window is measured as 24 of the last 60 months, per the IRS.
Rent the home out and that clock keeps running. Cross past three years as a rental and you can lose the exclusion entirely, which means the gain you built while it was your home becomes taxable. On a single family home that has appreciated toward the $915,000 Weston median, that exclusion is often the single largest number in the decision.
There is also depreciation recapture to plan for. The depreciation you claim during the rental years gets taxed when you eventually sell, separate from the capital gain. None of this makes renting wrong. It means the tax bill for waiting is real, and it grows the longer you hold.
When keeping it as a rental still makes sense
Renting is not always the wrong move. If you locked a mortgage rate in the low range a few years ago, that loan is an asset. Federal researchers have documented how far below current rates those older mortgages sit, and how that keeps owners from selling, in FHFA Working Paper 24-03. Holding the home keeps that rate working for you.
Renting can also make sense if you plan to return to the home, if the long term rent covers the full carrying cost with room to spare, or if you want to hold the Weston single family market for appreciation. What you should not do is guess at the rent. Pull actual lease comps for your street and run the full carrying cost, including the higher post reassessment taxes, insurance, maintenance, vacancy, and management. I walk owners through that framework in the monthly cost of owning a home breakdown before they commit either way.
One more trade off sits underneath all of this. If you sell your Weston home and buy another Florida home, you can move up to $500,000 of your Save Our Homes assessment benefit to the new property, usually within three tax years, filed by March 1 with the Broward County Property Appraiser. Rent the home out instead and that portability benefit stays attached to a property that is no longer your homestead. The same Broward tax mechanics I break down for Davie and Weston carrying costs apply to your decision here.
How to run your actual number
Your decision comes down to four numbers, and none of them is the asking rent alone.
1. Your net if you sell. Start from a realistic sale price for your specific home, then subtract selling costs to see what you actually walk away with. My seller net sheet shows every line that comes out at closing.
2. Your reassessed tax bill as a rental. Not today’s bill. The bill after the homestead reset. Confirm your assessed value and cap on the property tax side first.
3. Your true carrying cost as a landlord, including the rules your community places on leasing. Many Weston and Davie communities restrict renting, and those HOA rental and pet rules can decide the question for you.
4. Your capital gains exposure if you hold past the Section 121 window.
Put those four numbers next to each other and the answer usually stops being a coin flip. Every home and every owner is different, and the only way to know your number is to run it on your specific address with current comps. That is the conversation I have with Weston owners before they list or sign a lease.
Frequently Asked Questions
Does renting out my Weston home raise my property taxes?
Yes. The day the home stops being your homestead, you lose the Save Our Homes 3 percent cap and the $50,000 homestead exemption, and the Broward County Property Appraiser reassesses it at full market value the following January 1. On a home you have owned for years, that reset can raise your tax bill by a large amount. Confirm your assessed value with the county before you model the rent.
How long can I rent my home before I lose the capital gains exclusion?
The Section 121 exclusion requires that the home was your primary residence for at least 24 of the last 60 months. Rent it out past roughly three years and you can lose the up to $250,000 exclusion if you file single, or up to $500,000 if you are married filing jointly. After that, the gain you built while living there becomes taxable.
What is a Weston single family home worth in 2026?
The median single family home in Weston sold for $915,000 in the first half of 2026, per my MLS pull, up about 35.6 percent since 2021. That is a market median across all of Weston. Your home’s value depends on its neighborhood, size, condition, and lot, so the real number comes from current comps on your street.
If I sell instead of rent, can I keep my low tax basis on my next home?
Through Save Our Homes portability, you can move up to $500,000 of your assessment benefit to another Florida home, usually within three tax years, filed by March 1 with the Broward County Property Appraiser. Selling and buying keeps that benefit working for you. Renting leaves it attached to a home that is no longer your homestead.
Talk to a Davie and Weston Real Estate Expert
If you own a single family home in Weston and you are weighing whether to sell or rent, the tax math deserves real numbers before you decide. Anthony Spitaleri is a Broker Associate with Coldwell Banker, operating out of the Coldwell Banker Weston office that serves Weston, Davie, Southwest Ranches, and Cooper City. He built livingindavieflorida.com and publishes original market data for this exact market. Schedule a strategy call and run your own sell or rent number on your specific address.
Anthony Spitaleri
Living in Davie Florida
954-235-5783
Davie, Florida
livingindavieflorida.com
Written by Anthony Spitaleri, Broker Associate with Coldwell Banker and a Davie native. More about Anthony
