Understanding Flood Zones in Davie, Florida: What Home Buyers Need to Know
The 2024 Flood Map Update Changed the Rules
Before anything else, know this: the Town of Davie adopted updated FEMA Flood Insurance Rate Maps effective July 31, 2024, and that revision added approximately 1,934 parcels to special flood hazard areas, per the Town of Davie. If your last flood zone check predates that update, it is stale. Buildings in a special flood hazard area with a federally backed mortgage must carry flood insurance, and the town recommends considering a policy even where it is not mandated.
For the full breakdown of zones, elevation certificates, and what the maps mean for your insurance bill, read my complete Davie flood zones guide. Buying acreage or rural property? The Rural Property FAQ covers the wells, septic, and flood due diligence trio.
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Anthony Spitaleri is a Broker Associate and REALTOR® with Coldwell Banker Realty’s Weston, Florida office (license BK3281907). A Davie native who returned in 2025 after thirteen years in Miami, Anthony works exclusively with buyers and sellers in Davie and the surrounding Broward County markets. To discuss your move or sale, schedule a call at /contact/.
About Anthony Spitaleri
Anthony Spitaleri is a top real estate agent in Davie, Florida and a Broker Associate with Coldwell Banker Realty’s Weston office (license BK3281907). Born in Miami and raised in Davie, Anthony returned to the community in 2025 after thirteen years working luxury real estate in Miami Beach. He covers Davie’s gated communities (Long Lake Ranches, Hawke’s Bluff, Forest Ridge), acreage and equestrian properties with no HOA (Flamingo Gardens, Ivanhoe Estates), and luxury homes above $1 million. Anthony created livingindavieflorida.com as the most comprehensive independent Davie real estate resource, with original weekly market data, interactive tools, Town Council recaps, and a 24/7 AI concierge at /ask/. He is a Certified Strategic Coach through Coaching Services International (CSI), an active member of the Davie Cooper City Chamber of Commerce, and a weekly volunteer at Bit by Bit Therapeutic Riding Center in Davie.
